Articles

How can I benefit from a team approach to investing?

“The critical investment decisions we make on behalf of clients are informed by the proven structure of a diverse yet united group of investment professionals whose focus is on helping families achieve their financial goals.” The Navy SEALs have a saying: “Individuals play the game, but teams beat the odds.” It is in this vein …

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ETFs: Are they too big to fail?

“Our experience on Wall Street has taught us to be wary of new financial vehicles hailed as the answer to modern investing.” Our experience on Wall Street has taught us to be wary of new financial vehicles hailed as the answer to modern investing. In the last 20 years, no investment product has grown in …

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How does ‘client experience’ impact our technology investments?

The investment decisions we make as a firm are not constrained to the financial markets. In fact, a significant portion of those decisions relate to our business expenditures and can be just as important. Staffing considerations, communications outlays and professional service-provider decisions are among the many areas in which we invest in our company. By …

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What role does communication play in your advisor relationship?

“We provide unparalleled accessibility, transparency, collaboration and advice in order to help clients achieve their financial goals.” Communication is the key to any successful relationship, and nowhere is this truer than in the world of financial advice. Investors and their advisors should build partnerships on a foundation of transparency and honesty.  Working together and sharing …

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How can I earn 4% from my fixed-income portfolio in a 0% risk-free environment?

“The challenge will be to find attractive investments that permit maintenance of a standard of living while balancing the dual possibilities of deflation and inflation.” I was having a conversation with a good friend the other day about the state of the economy, which in turn led to discussion around investing. My friend voiced a …

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Demystifying trusts: What can and can’t you do?

“You are able to get the tax savings without giving up control, which is important to the families we are working with.”—David Warren, President, Bridgeford Trust Company Many clients have initial reservations about setting up irrevocable trusts, even though they can often provide significant income and estate tax benefits. The common refrain we hear is, …

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What potential red flags should I look for in my wirehouse portfolio?

“All clients should feel comfortable about what investment decisions being made on their behalf and understand the reasons why.” As an independent advisor, I am often asked to review portfolios of prospective clients with assets held at wirehouse firms. Having spent 26 years in the big banks, it is unfortunate how little has changed since …

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What can a ‘virtual family office’ do for off-shore investors?

“We served as the family’s chief financial officer and worked with their other trusted advisors to implement a plan of action.” With world markets becoming increasingly accessible and intertwined, ultra-high net worth families across the globe are seeking access to investment and educational opportunities abroad, some specifically in the United States. To aid in these …

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