Articles

Why is cybersecurity important, and what steps should an advisory firm take to ensure that clients have it?

“As an SEC Registered Investment Advisor, we comply with a variety of regulatory requirements meant to protect our clients. We’ve also designed policies and procedures to protect our clients and their assets managed by our firm.” There is little doubt technology has had a positive effect on the lives of countless people worldwide. However, technology …

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Why does planning precede asset allocation and manager selection when constructing a client portfolio?

“Our fiduciary approach to assisting clients begins with a highly focused and customized financial planning process.” Landmark studies have shown asset allocation to be the single biggest contributor to the overall performance of a portfolio.  More meaningful than security selection or market timing, asset allocation has the potential to affect a client’s net worth in …

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What is the standard of care I should expect of my advisor?

“Even the most sophisticated among us can have a difficult time choosing an advisor we trust, one who has our best interests in mind.” The complexities of the financial services industry are well documented. That’s why many investors navigate a path to financial well-being by seeking the services of a financial advisor. However, even the …

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What role does compliance play with registered investment firms, and why is it important to you?

“For the safety of your assets and your privacy, we feel it is paramount that you not underestimate the importance of a strong culture of compliance.” Registered Investment Advisors have a fiduciary duty to their clients. This means that they have a fundamental obligation to act and provide investment advice in their clients’ best interest. …

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How can my advisor help me organize a successful family meeting?

“We encourage our clients to contemplate a well thought out approach to organizing a family meeting.” Families gather for many reasons, such as to celebrate birthdays and holidays, weddings and reunions; they come together for special events or merely “just because.” Less frequent, but arguably even more important, is the occasion to come together for …

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What is the main mission of Save the Children, and what is your firm’s involvement?

Bill Loftus works as the volunteer chairman of the advisors council to Save the Children (SC), an organization which currently serves 185 million children in more than 120 countries worldwide. In this role, Loftus serves as an ambassador for the organization, focusing on potential donors and volunteers. As a financial advisor, he also provides valuable …

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How does my advisor address my responsibilities to my family?

“We feel a sense of responsibility and duty to help clients look after, plan for, and protect their loved ones, and we encompass this into our holistic approach to financial planning.” One of the planning issues we address on a recurring basis is the responsibility our clients have assumed for their family members.  As a …

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How can client service bring transparency & order to your financial life?

“Our ultimate goal is always to make clients feel that we can be trusted and relied upon, almost as though we are an extension of their family.” Someone once told me, “If you’ve seen one family office, you’ve seen one family office.” That is how it should be; no two families need the exactly the …

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