At Coastal Bridge Advisors, we combine our extensive financial expertise with an intimate knowledge of our clients. We offer a comprehensive suite of services and are committed to building client relationships and strategies that transcend market-driven barriers.

In the following essays, various team members from Coastal Bridge Advisors provide insights into how we operate and best serve our clients.  These articles should inform your views of financial well-being and foster a more intelligent approach to fulfilling your personal goals.

The Conundrum of Required Minimum IRA Distributions

By: Susie Kowalsky, Senior Client Liaison, Coastal Bridge Advisors The traditional IRA mandates required minimum distributions (RMDs) to be satisfied each year by December 31st beginning at age 70½. The RMD rules were established to force those with retirement funds to withdraw some of these monies as taxable distributions while still alive rather than accumulating …

Read More >

What’s the difference between a human adviser and a robo-adviser?

By: Sarah Simon As Published in Worth Magazine The buzz surrounding robo-adviser platforms has led some observers to debate the merits of human advisers over their artificial counterparts. Robo-advisers, after all, provide automated investment-management services and, buoyed by an extended bull market, have grown in notoriety. Certainly, we see the important and fundamental purpose that technology …

Read More >

Why are so many advisers joining the independent ranks?

By: David James As Published in Worth Magazine The marketplace for wealth-management services has been undergoing a period of significant evolution, with the pace of change accelerating in recent years. In my view, these changes have improved the quality of service. Today, many investors view traditional Wall Street business models as antiquated and conflict-ridden. While many …

Read More >

What should I know about Qualified Small Business Stock?

By: Bill Loftus As Published in Worth Magazine The Qualified Small Business Stock (QSBS) exemption, outlined in Section 1202 of the Internal Revenue Code, provides one of the most beneficial capital gains tax benefits in federal income tax law. Yet, in our experience, too few take advantage of it. That’s unfortunate, because the exemption gives entrepreneurs …

Read More >

Why would you set up a family office yourself when others can do it for you, and more efficiently?

By: Emily Clare Fenn As Published in Worth Magazine No manual exists on how to set up a family office. Considering that each family’s circumstances and needs are unique, this stands to reason. However, while the makeup and operations of individual family offices may be different, they have one thing in common: Setting up and maintaining a bespoke set of services is often expensive …

Read More >

Is it time to leave your current advisor?

By: Michael Kazakewich As Published in Worth Magazine A songwriter once penned the lyrics “Breaking up is hard to do,” to describe a romantic split.  Breaking up with your financial advisor can be just as difficult. So, how do you know when it’s time to leave your advisor behind? First and foremost, does this person put …

Read More >

Why is cybersecurity important, and what steps should an advisory firm take to ensure that clients have it?

By: Liz Perez As Published in Worth Magazine There is little doubt technology has had a positive effect on the lives of countless people worldwide. However, technology also has its dark side: Cybercrime itself may well be the single most profitable criminal endeavor of all time. The numbers of individuals and businesses impacted by digital attacks …

Read More >

Why does planning precede asset allocation and manager selection when constructing a client portfolio?

By: Michael Kazakewich As Published in Worth Magazine Landmark studies have shown asset allocation to be the single biggest contributor to the overall performance of a portfolio.  More meaningful than security selection or market timing, asset allocation has the potential to affect a client’s net worth in the most significant way.  In choosing a variety of …

Read More >